Mechanicsburg, Pa. – November 19, 2024 – Versatile Credit (“Versatile”), a leading provider of innovative consumer financing solutions that empower businesses to strategically integrate credit into their operations, and Aqua Finance (“Aqua”), a trusted provider of consumer-friendly financing solutions, are proud to announce a strategic partnership aimed at enhancing financing options in key sectors such as home improvement, HVAC, water treatment, and more.

This collaboration brings together Versatile’s extensive multi-lender platform and Aqua’s specialized lending products, creating a more robust offering for contractors, dealers, and retailers. Together, Versatile and Aqua will empower businesses to provide a wide range of flexible financing options to their customers.

Aqua, known for its expertise in flexible financing solutions across various markets, including water treatment, home improvements, pool and spa, HVAC, and recreation, takes a comprehensive approach to assessing each application. This allows Aqua to offer tailored payment options for a broad spectrum of credit profiles, including the often-underserved middle market. By partnering with Aqua, Versatile expands its ability to help merchants reach more consumers with accessible and manageable financing solutions.

“Our partnership with Versatile strengthens our mission to support contractors and dealers with innovative, best-in-class financing solutions,” said Ryan Ahearn, SVP of Product Management at Aqua. “By leveraging Versatile’s powerful platform, we can help businesses provide more financing options to their customers, even to those with less-than-perfect credit.”

Through Versatile’s advanced multi-lender portal, contractors and businesses can initiate financing applications from any device with ease. The portal allows users to receive pre-qualified offers without a hard credit check, compare financing plans, and view monthly payments; all before submitting their application. The process continues seamlessly, with applicants able to complete required steps like providing proof of homeownership and digitally signing agreements, helping to speed up project funding.

“Aqua’s addition to our lending network significantly bolsters our offerings, particularly in the home improvement sector, where flexible and accessible financing options are critical,” said Ed O’Donnell, CEO of Versatile. “This partnership reflects our commitment to offering the best possible solutions to contractors, dealers, and their customers.”

Both companies are excited to leverage their combined strengths in technology, customer experience, and financing solutions to meet the evolving needs of merchants and consumers. As the demand for accessible financing grows, the partnership between Versatile and Aqua is set to drive innovation and help businesses deliver more value to their customers.

For more information about the partnership between Versatile and Aqua, please visit www.versatilecredit.com or www.aquafinance.com.

About Versatile
Versatile offers a comprehensive, omnichannel financing platform that empowers businesses to build a financing program with leading lending providers, innovative financing solutions, and engaging customer experiences. With over 30 years of experience in building credible partnerships and innovative credit strategies, Versatile enhances merchant capabilities in offering consumer-friendly financing solutions; leading to more finance applications, approvals, and sales.

About Aqua
Aqua provides over 5,000 dealers, contractors, and retailers with consumer-friendly financing solutions. By taking a comprehensive approach to assessing each application, Aqua finds more ways to help their network provide financing options to consumers. Specializing in a diverse range of markets such as water treatment, home improvements, pool and spa, HVAC, recreation, and more, Aqua is committed to delivering innovative, best-in-class products and services within each market.