Mechanicsburg, PA – April 09, 2025 – Versatile Credit (“Versatile”), a pioneer and leading provider of innovative consumer financing solutions that empower businesses to strategically integrate credit into their operations, is excited to welcome TGUC Financial to its extensive lending network. This integration strengthens Versatile’s reach in the home improvement sector and enhances its ability to help contractors offer smarter, more strategic credit experiences.

For over 20 years, Versatile has led the evolution of consumer financing—turning it into a strategic growth engine for businesses. Its platform empowers businesses with the tools to optimize credit programs, streamline the customer experience, and deliver financing tailored to their business model and customer base.

With TGUC Financial joining the Versatile ecosystem, contractors and merchants gain access to new, competitive home improvement lending options—supported by fast decisioning, intelligent application routing, and tools built to increase approvals and average ticket sizes.

The platform simplifies the application process, allowing customers to effortlessly explore financing options, receive pre-qualified offers without a hard credit check, compare plans, terms, and APRs, and clearly understand their monthly payments—all within Versatile’s unified financing portal.

Customers complete a single, frictionless application to receive personalized offers, compare plans, and see estimated payments—without impacting their credit score. This fast, intuitive experience meets them wherever they choose to shop: in-home or online. On the backend, contractors manage applications, transactions, and credit strategy—all in one place.

Focused on home improvement, TGUC offers loans up to $100,000 with terms of up to 15 years, competitive APRs, and a lending experience built around empathy, speed, and support. Contractors benefit from a simplified approval process and a wide range of options to help customers fund larger projects—while TGUC’s commitment to personalized service ensures every financing interaction contributes to stronger sales, more customer satisfaction, and long-term business growth.

“Contractors need more than access to credit—they need tools that help them build confidence with customers, close bigger deals, and deliver an exceptional experience,” said Ed O’Donnell, CEO of Versatile Credit. “TGUC brings competitive home improvement lending options into our ecosystem, and together we’re giving businesses the ability to strategically optimize their financing programs for better outcomes across the board.”

“With this partnership, TGUC is looking forward to providing contractors with access to a broad range of comprehensive financing options, giving them the confidence to navigate the sales and financing process with a robust selection of terms and choices,” said Russell Bryant, Founder and Chief Executive Officer at TGUC Financial. “This collaboration not only broadens access to TGUC’s financing products but also streamlines the sales and application process – enhancing the buying experience and supporting more successful project completions.”

This collaboration underscores Versatile’s commitment to transforming financing into a strategic advantage for businesses. With real-time analytics, intelligent lender routing, and fully customizable application flows, Versatile helps contractors take control of their credit strategy—making financing more intuitive, efficient, and beneficial for all stakeholders

For further details about Versatile Credit and its partnership with TGUC Financial, please visit versatilecredit.com.